Clover Capital is a faster, easier way to access the funds you need

Clover Capital turns future credit card sales into working capital, with clear and easy payback terms that give you the flexibility to grow your business.
QUICK APPROVAL
Apply faster than you would for traditional loans. Approvals typically take 1-2 business days.
Saleswoman in Boutique Store
FAST FUNDING
Once you’re approved, you’ll see your working capital in your bank account in just 2-3 business days.
EASY PAYBACK
Clover Capital is based on your future sales, so repayment is worry-free. You pay more when your sales are strong; less if sales slow down.
All Clover systems arrive payments-ready
Fast, flexible financing for your business
  • Quick and convenient
  • Clover Capital is a fast, convenient merchant cash advance, repaid through a fixed percentage of your future credit card sales.

  • Simple to qualify
  • You must be in business for six months or longer and process a minimum monthly volume of $1,000 in Visa & MasterCard transactions. Additional credit qualifications apply.

  • Easy payments
  • Payments are deducted daily from your MasterCard and Visa credit card sales deposits. Repay at the pace of your sales—pay more when your sales go up, less when they’re low.

Home Renovation
Fun at Home
Let's fund your future
Makeup Store
Home Goods Store
  • Refresh your space
  • Renovate your location to enhance your brand and your customers’ experience.

  • Upgrade equipment
  • Get the hardware and equipment you need to streamline your space and operations.

  • Hire more employees
  • Staff up and invest in the people who’ll help take your venture to the next level.

  • Open new locations
  • Expand your reach, extend your footprint, and experience the growth that drives success.

  • Amplify your marketing
  • Reach a larger audience with smart, creative marketing initiatives.

NO INTEREST RATE
NO PERSONAL GUARANTEE
NO FIXED TERM
NO FIXED PAYMENT AMOUNT
NO COLLATERAL
NO ACH OVERDRAFT FEES
How Clover Capital works:
If you’re eligible for a Clover Capital, we’ll send you an invitation via email.
  • 1. Select your pre-approved amount

  • The email invitation we send you presents you with three pre-approved advance amounts to choose from.

  • 2. Get approved

Home Renovation
  • To complete your application, you’ll need to submit a few pieces of documentation. Approval typically takes 1-2 business days.

  • 3. Enjoy flexible terms

  • Payments are a fixed percentage of sales, not a fixed amount: the daily percentage withheld ranges between 10% and 20%. This means your payments are higher when sales are strong and lower when sales are slow. Applying for more capital is even easier once your business establishes consistent repayment history.

Beauty Shop
Learn more about Clover Capital 
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Clover Capital on your dashboard

We’re pre-approving merchants every day. Watch for an email invitation from us, or log into your Clover Dashboard to see if you might be already pre-qualified.

Clover Capital is currently available by invitation only.

Get your new Clover system

It’s never been easier. Set up your Clover POS system with the right mix of devices and apps for your business. Add more devices or apps any time. Talk to us about your ideal device and plan options.

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Ready to build your new Clover system? 
Start now or call us at (800)706-7591.